Appraisal services for Memphis and Shelby County homeowners
See the top 7 reasons TN homeowners use Integrated Assets:
Do you own a home in or near Memphis? Do you need help determining the price of your real estate?
At Integrated Assets, we understand the special needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping customers just like you do away with unnecessary PMI insurance.
Challenge Shelby county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that's going down or not appreciating as much as other houses close to yours. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Integrated Assets is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Integrated Assets can provide you with an expert appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Integrated Assets can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.