Need an appraisal in Memphis or Shelby County?
The top 7 reasons TN homeowners call on Integrated Assets:
Need help determining the price of your home in or near Memphis, TN?
At Integrated Assets, we understand the unique needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Integrated Assets will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Integrated Assets is experts in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenging Shelby county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that is declining. That means you are going to pay more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Integrated Assets is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. Integrated Assets can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Need Field and Desktop Appraisal Review Services?
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.