Real estate appraisal services for homeowners in the city of Memphis and Shelby County
The top 7 reasons why TN homeowners order from Integrated Assets:
Do you own a home in or near Memphis? Do you need help determining the price of your real estate?
At Integrated Assets, we understand the special needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Integrated Assets are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Integrated Assets, we're experts in helping folks just like you do away with unneeded and unwanted PMI insurance.
Challenge a property tax assessment
Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Integrated Assets is your #1 weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your property is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Integrated Assets can provide you with a professional appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Integrated Assets offers field reviews where we go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.