Attention homeowners in Memphis and Shelby County: Get an Appraisal today!

Here are the top 7 reasons TN homeowners hire Integrated Assets:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Shelby county's assessment of your propertyvalue
  3. Remove PMI to cut a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in Shelby county or TN by determining the true market value of property in question

Need help determining the price of your house in or near Memphis, TN?
Contact Integrated Assets.

At Integrated Assets, we understand the particular needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Integrated Assets, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are seasoned in helping homeowners just like you delete unwanted PMI insurance.

Challenging Shelby county's assessment of your property

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal report from Integrated Assets is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Integrated Assets can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comps. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.